Life Insurance

Temporary Insurance

Term Insurance

The Term Life Insurance is kind of temporary life insurance that gives a lump-sum tax-free benefit of the sum insured to beneficiaries on the death of the life insured.

Term life insurance is primarily suited for people with short-term life insurance needs (such as 30 years or less) or those with a long-term need but whose budget won't allow for higher premiums.

Permanent Insurance

Whole Life Insurance

The Whole Life Insurance, as the name indicates, is the permanent insurance protection for the whole of life in exchange for a guaranteed level premium for life.

Whole life insurance is best suited for conservative individuals seeking tax deferral and permanent protection for beneficiaries to cover costs associated with final expenses, taxes on registered assets and capital gains.

Universal Life Insurance

The Universal Life Insurance is a permanent life insurance that will provide a lump sum benefit to beneficiaries on the death of the life insured. Premiums can be level and cash values can be used as an eventual source of cash or can be added to proceeds after death.

Universal life insurance is best suitable for conservative individuals seeking tax deferral and permanent protection for beneficiaries to cover costs associated with final expenses, taxes on registered assets and capital gains.

Various Life Insurance plans to suite your needs:

• Non Medical Life Insurance
• Term Life: T10,T20,T30,T40 Life Insurance
• Whole Life/T100 Life Insurance
• Universal life Insurance
• Guaranteed Money Back Life Insurance
• Life + Critical Money Back Insurance
• Simplified Life Insurance
• Hybrid Plans: Life + CI + Disability Insurance
• Group Life Insurance for Small Business