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Retirement Planning & Savings

Registered Retirement Savings Plan (RRSP)

Whether you like leisurely vacations, or like to spend time with your family or want to fulfill your hobbies when you are retired; there are plenty of reasons to start saving for your retirement. With proper planning, you can live the way you want both today and even after your retirement. Having no worries for your retirement will also cheer up your life today.

RRSP is a plan that allows you to save for your future. Whether you are an individual investor or a business owner with few employees, we can guide you through the different retirement plans and help you to get the right plan that is most suitable for you. Also, if your needs change after you enrolled, we can help you to re-evaluate your financial strategy.


Investment Options

Various Investment Options that are available to suite your needs:

  • - Daily Interest
  • - Mutual Funds
  • - Series of Segregated Funds
  • - GICs
  • - Term Investments
  • - Guaranteed Returns Products ... and more

We have various savings options that can give you fixed to high returns. Talk to us to explore details.

Companies:

We dealt with most of the companies and hence can get you the best product at right price. Few of the companies that we deal with are: Desjardins | TD | Manulife | Industrial Alliance | BMO | RBC | and more...


RRSP Loans

There are so many reasons to invest in RRSP. Whether you’re saving for your retirement or saving on your taxes, an RRSP Loan can provide you with the cash you when you need and when it counts at RRSP time.
Apply Now

Why take an RRSP loan ?
  • + You maximize your retirement savings
  • + You receive a higher tax refund
  • + You increase your retirement income
  • + You reach your savings objective fast
  • + You take advantage of your unused contribution

Loan Sources:

B2B Bank, Manulife, Industrial Alliance, CPP, and more...


Home Buyers Plan (HBP)

The Home Buyers' Plan (HBP) is a program that allows you to withdraw funds from your registered retirement savings plans (RRSPs) to buy or build a qualifying home for yourself or for a related person with a disability.

Note: Budget 2019 increase the HBP withdrawal limit to $35,000 per person. This applies to withdrawals made after March 19, 2019.

Ref: https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/rrsps-related-plans/what-home-buyers-plan.html

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